Deed into trust for Pennsylvania
A prepared deed is the document that actually moves your home into your trust, drafted with the exemption statement your county expects.
$29, or $15 for a second household member ($44 for both). Includes 6 months of changes.
What you pay counts in full toward a package.
Who this is for
- You have signed a trust and the house is still in your own name.
- You want the exemption statement drafted properly so the transfer is not taxed as a sale.
- You are comfortable filing at the county yourself, or want us to file it for you as a separate service.
- You own more than one property and are moving them in one at a time.
What it does not do
- It requires a trust. There is nothing to transfer a house into otherwise, and the checkout will say so.
- Preparation is not recording. A deed that is not filed with the county has not changed the record, and recording is the separate deed service, priced per property plus county fees.
- It does not deal with your lender for you. Use the mortgage servicer notice in the funding suite.
- It does not change your mortgage, your insurance or your property tax status, and you should tell your insurer about the new titleholder.
How to sign it in your state
Pennsylvania
Deed into Trust (with transfer-tax exemption statement)
Sign using the notarial certificate and capacity shown in the document.
- Witnesses: none required for this signing route. Use them only if the printed signing page calls for them.
- Notary: yes, the signature is acknowledged before a notary.
New York
Deed into Trust (with transfer-tax exemption statement)
Sign using the notarial certificate and capacity shown in the document.
- Witnesses: none required for this signing route. Use them only if the printed signing page calls for them.
- Notary: yes, the signature is acknowledged before a notary.
New Jersey
Deed into Trust (with transfer-tax exemption statement)
Sign using the notarial certificate and capacity shown in the document.
- Witnesses: none required for this signing route. Use them only if the printed signing page calls for them.
- Notary: yes, the signature is acknowledged before a notary.
Get started
This is the single transfer that decides whether a living trust was worth buying. For most families the house is the asset probate would otherwise have to handle, and a deed is the only thing that moves it.
Two details do most of the damage when a deed is downloaded rather than prepared: a legal description copied loosely from a tax bill instead of exactly from the existing deed, and a missing exemption statement, which is what causes a county to treat a transfer into your own trust as a taxable sale.
Preparing the deed and recording it are different jobs, and Airlooms prices them separately so it is clear which one you have bought. A deed sitting in a drawer has changed nothing.
Common questions
Will transferring my house into my trust trigger transfer tax?
A transfer into your own revocable trust is generally exempt, and the deed has to say so on its face. That exemption statement is the part a generic template most often gets wrong.
Will my lender call the loan?
Transferring a residence into your own revocable trust generally falls within a federal exception to the due-on-sale clause. Send the servicer notice from the funding suite so the transfer is on the record with them.
Do you file it for me?
Only if you buy the deed recording service, which is priced per property plus the county's own fees and is currently piloting in Pennsylvania. The prepared deed on its own is yours to file.
What about my homeowner's insurance?
Tell your insurer the trust is now the titleholder. It is usually a phone call, and it is the step most often forgotten.
What if I have a second property in another state?
Each property is deeded where it sits, under that state's rules. Airlooms prepares deeds for Pennsylvania, New York and New Jersey.
Included in
- Trust & Property, $129 for 28 documents, 57% less than buying the pieces. See what is in it