Trust funding suite
The funding suite is the paperwork that moves your assets into a trust you have already signed, which is the step that makes the trust do anything.
$19, or $10 for a second household member ($29 for both). Includes 6 months of changes.
What you pay counts in full toward a package.
Who this is for
- You signed a trust and nothing has been retitled yet.
- You have accounts at several institutions and each one wants something different.
- You have a mortgage and want to notify the servicer properly.
- You own a business interest that needs assigning.
What it does not do
- It requires a trust. Airlooms will not sell it on its own, and the checkout says so.
- It does not move your real estate. A house needs a deed, which is the separate prepared deed purchase and the separate recording service.
- It does not do the filing for you. These are the letters and schedules you send; the institutions act on them.
- Retitling a retirement account into a trust is usually the wrong move and can trigger tax. This suite does not do it, and this is a question for your tax adviser.
How to sign it in your state
Pennsylvania
Trust Funding Letters (Institutions)
This is an organizer or instruction document; it does not use a formal witness or notary ceremony.
Airlooms has no state-specific signing rule promoted into the guided Signing Center for this document yet, so this page will not guess at one. The witness and notary blocks are confirmed on the document itself when you generate it, and the document carries a review notice.
Schedule A - Trust Asset Inventory
This is an organizer or instruction document; it does not use a formal witness or notary ceremony.
Airlooms has no state-specific signing rule promoted into the guided Signing Center for this document yet, so this page will not guess at one. The witness and notary blocks are confirmed on the document itself when you generate it, and the document carries a review notice.
Mortgage Servicer Notice (Garn-St Germain)
This is an organizer or instruction document; it does not use a formal witness or notary ceremony.
Airlooms has no state-specific signing rule promoted into the guided Signing Center for this document yet, so this page will not guess at one. The witness and notary blocks are confirmed on the document itself when you generate it, and the document carries a review notice.
Assignment of Business Interests to Trust
Sign using the notarial certificate and capacity shown in the document.
- Witnesses: none required for this signing route. Use them only if the printed signing page calls for them.
- Notary: yes, the signature is acknowledged before a notary.
New York
Trust Funding Letters (Institutions)
This is an organizer or instruction document; it does not use a formal witness or notary ceremony.
Airlooms has no state-specific signing rule promoted into the guided Signing Center for this document yet, so this page will not guess at one. The witness and notary blocks are confirmed on the document itself when you generate it, and the document carries a review notice.
Schedule A - Trust Asset Inventory
This is an organizer or instruction document; it does not use a formal witness or notary ceremony.
Airlooms has no state-specific signing rule promoted into the guided Signing Center for this document yet, so this page will not guess at one. The witness and notary blocks are confirmed on the document itself when you generate it, and the document carries a review notice.
Mortgage Servicer Notice (Garn-St Germain)
This is an organizer or instruction document; it does not use a formal witness or notary ceremony.
Airlooms has no state-specific signing rule promoted into the guided Signing Center for this document yet, so this page will not guess at one. The witness and notary blocks are confirmed on the document itself when you generate it, and the document carries a review notice.
Assignment of Business Interests to Trust
Sign using the notarial certificate and capacity shown in the document.
- Witnesses: none required for this signing route. Use them only if the printed signing page calls for them.
- Notary: yes, the signature is acknowledged before a notary.
New Jersey
Trust Funding Letters (Institutions)
This is an organizer or instruction document; it does not use a formal witness or notary ceremony.
Airlooms has no state-specific signing rule promoted into the guided Signing Center for this document yet, so this page will not guess at one. The witness and notary blocks are confirmed on the document itself when you generate it, and the document carries a review notice.
Schedule A - Trust Asset Inventory
This is an organizer or instruction document; it does not use a formal witness or notary ceremony.
Airlooms has no state-specific signing rule promoted into the guided Signing Center for this document yet, so this page will not guess at one. The witness and notary blocks are confirmed on the document itself when you generate it, and the document carries a review notice.
Mortgage Servicer Notice (Garn-St Germain)
This is an organizer or instruction document; it does not use a formal witness or notary ceremony.
Airlooms has no state-specific signing rule promoted into the guided Signing Center for this document yet, so this page will not guess at one. The witness and notary blocks are confirmed on the document itself when you generate it, and the document carries a review notice.
Assignment of Business Interests to Trust
Sign using the notarial certificate and capacity shown in the document.
- Witnesses: none required for this signing route. Use them only if the printed signing page calls for them.
- Notary: yes, the signature is acknowledged before a notary.
Get started
Funding is the part of a trust that nobody advertises and everybody underestimates. The trust is signed in an afternoon. Moving the assets takes weeks and involves a different form at every institution.
This suite is the set of letters, the Schedule A that tracks what has actually moved, the servicer notice for a mortgaged property, and the assignment for a business interest. It exists because the common failure of a living trust is not a badly drafted trust. It is an empty one.
Real estate is the exception and it is called out here rather than buried: a house needs a deed. That is a separate purchase, and recording it is a separate service.
Common questions
What is Schedule A?
The trust's inventory of what it holds. It is the running list you update as assets are transferred in, and it is the first thing anybody asks to see.
Why does a mortgage servicer need a notice?
Transferring a mortgaged home into your own revocable trust generally falls within a federal exception to a lender's due-on-sale clause. The notice tells the servicer what happened and why it does not accelerate the loan.
Do I move my retirement accounts in?
Generally no. Retitling an IRA or a 401(k) into a trust can be a taxable event. Beneficiary designations are the right tool there, and the free beneficiary checklist is where to start.
What about my house?
A house moves by deed, not by letter. Buy the prepared deed into trust, and use the recording service if you want us to handle the filing.
How long does funding take?
Weeks, usually, because it moves at the institutions' pace. Doing it in one sitting is the point of having the letters ready.
Included in
- Trust & Property, $129 for 28 documents, 57% less than buying the pieces. See what is in it